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We are eight million homes short. Eight. Million. A new house costs $450,000 while most families live on $81,000. In the cities that invent the future, the median home has passed a million dollars and a decent apartment eats half a good salary. Half of America’s renters now spend more than thirty percent of their income just to sleep indoors. For the first time in living memory, the United States has the least affordable housing of any large rich country on earth. This is not

Let’s Not Screw This Up. Look, everybody knows we’re in a housing mess. Rents are insane, mortgages are a joke for most young people, and half the country is one missed paycheck from disaster. Finally—finally—cities are letting builders build again. Cranes are going up from Spokane to Salt Lake City. We might actually add the seven or eight million homes we need in the next ten years. But here’s the part nobody’s talking about in the zoning meetings: most of the new places we